what are my options?
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Obama Care/ACA
Government insurance with high premiums, high deductibles, or a combination of both. Often benefits those who are eligible for government assistance programs or have major pre-existing conditions.
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Private Insurance
The best option for people who are healthy or not are offered group coverage (ie. Self Employed, Business Owners, 1099-Contractors). Lower monthly costs, lower deductibles, and nationwide coverage.
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Employer Coverge
Health insurance offered by your company at a reduced cost for employees. Adding family members can get expensive when employers only provide financial contributions to employees.
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Short Term/ Limited Benefits
Cheap plans that don’t cover wellness or pre-existing conditions. Major claims usually result in large out-of-pocket expenses.